How long does it take to get approved for a title loan?
What is a title loan?
A title loan is a quick, convenient, short-term loan designed for people who own their vehicles and have lien-free titles.
What if my credit is awful?
If you have bad credit and you’re looking for a way to get money, you can still get a title loan because the value of your car title replaces the need for a good credit history. It is important to keep in mind, however, that if you do not make timely payments on the loan, the lender is fully within his or her rights to repossess the vehicle, sell it at auction, and use the proceeds to pay off the outstanding balance on the loan.
How does the title lending process work?
It’s simple. Just follow the steps below:
Take your vehicle and lien-free vehicle title to a lender’s office.
Fill out an application while he or she does a fast vehicle appraisal.
Agree with lender on loan amount.
Review and sign contract.
Retain the cash you need and retain the use of your car or motorcycle.
Pay off your account balance and you get your title back.
How long does it take to get approved for a title loan?
You can get the cash you need in as little as half an hour if you have your lien-free title and a photo ID; you don’t even need a bank account!
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