Title Loans in Bossier City, LA

Emergency cash is available to people who are the indubitable owners of their automobile. For a quick way to deal with those unpaid bills, get a title loan in Bossier City. One perk that revolves around getting this loan is that no credit checks are necessary for approval. The only determining factor of your loan is the financial worth of your vehicle. Your automobile title can be collected at a title service in nearest you in Bossier City, for instance:

Louisiana Auto Title Services

• Address: 1700 Old Minden Rd #169, Bossier City, LA 71111
• Phone: (318) 741-1823

Quick Online Service

Getting a title loan is made easy for you by giving you a way to apply online with our free form! You will trade information about your vehicle like the style, mileage, model, year and make for a free loan quote. These estimates may utilize several online appraisal sources when it comes to evaluating the market value of your vehicle; you may receive up to 85% of the current vehicle worth depending on your title loan lender. Some title loan lenders have a maximum borrowing amount of $1,350. In addition, your ability to repay the loan back is also considered by the title loan lenders. Depending on your income level, and occupation, a title loan lender will work with your situation to come up with an acceptable amount. You may also be required to submit a phone number on the form. With this number you give us, we will assign an experienced loan representative to speak with you. They may elaborate the terms of a title loan contract to you, as well as find a title loan lender in Bossier City that you can easily travel to. You must collect other records prior to visitation:

• Photo ID (passport, state ID, driver’s license)
• Proof of income (recent pay stubs and bank statements accepted; may also use unemployment or other government aid if applicable)
• Proof of insurance
• Vehicle title

Most importantly, title loan lenders require borrowers to bring their vehicle with them to the site. The loan you get approved for may change depending on your vehicle circumstance. There are several factors that can decrease your amount including any prior accidents that involves your vehicle, and/or damages inflicted to car.

Governing Parties of Title Loans in Louisiana

Car title loans are governed and maintained by the Motor Sales Finance and Direct Vehicle Loan Company acts. They regulate title loan lenders and consumers and ensure fair trade and transparent practices. All title loan lenders must inform you of the terms of the loan contract before you sign. They are also required to provide you with information about complaint hotlines and departments you can go to if you are being treated unfairly. Title loan lenders may not discriminate against any consumer and must allow each individual opportunity to this loan. Any and all information you provide on the online application may not be sold to third party agencies. Your credit report cannot be disclosed to any other agency, and all personal information will be kept confidential. When you get the loan, you are also allowed other options to handle your title loan. For example, you are allowed to choose the option of extended payment if you are not able to make payments when they are due. If your title loan lender informs you that they will not allow you to do so you can contact the Office of Financial Institutions at (888) 525-9414. You are only allowed to take this option once every 12 months.