Do you have a need for urgent cash? Have you tried every other option, but to no avail – you are still unable to come up with a solution for your money problems? Whether your family has always been financially stable in the past, anything can happen at any time where there is a financial crisis. There are things that can suddenly come about such as prolonged sickness, losing your employment or finding yourself behind on household bills.
Right now, you are trying to look for an easy and fast way to get some cash without the hassle. No matter your financial shortfall and credit, you can apply for a car title loan in New Orleans and Chalmette, Louisiana. You don’t have to go to the traditional bank for help. If you do, you may not be fortunate to obtain the financial assistance you need in the quick time frame that the title loan lender can.
Most traditional lenders will want to pull your credit and ask for a stack of paperwork. Your urgent situation cannot accommodate these requirements. Right now, you want help fast and that is what the title loan companies specialize in. So, apply for a title loan today.
The City of Chalmette
The city of Chalmette is considered medium sized. Its location is in the state of Louisiana and it boast a population of around 20,723 residents with eight neighboring constituent. On the list of largest communities, the city of Chalmette is in 25th place. The city of Chalmette is census designated in the parish of St. Bernard, which is located in the southeastern area of Louisiana.
In 2010, the population was 16,751 and 17,119 in 2011. Before hurricane Katrina, the population, according to the 2000 U.S. census data was 32,069. There has been a population decline since then, but the city is in the process of rebuilding. Learn more about the city of Chalmette.
Department of Motor Vehicles
- Address: 3002 Jean Lafitte Pkwy, Chalmette, LA 70043
- Phone: 504-278-6513
Title Loan Laws
In the state of Louisiana, loan amounts start from $350 and above. Louisiana title loan laws are mandated, managed and supervised by the Louisiana Civil Code. Like other contract laws, the state of Louisiana states that lenders must fully disclose all loan terms and conditions prior to signing the contract. Loans can be calculated in simple interest format. However, since there are no limits to the usury laws, lenders can use their own discretion.
The Vehicle
To know how much money you will receive as your loan amount, the lender has to run a value assessment on the vehicle using the Kelley Blue Book portal online. The lender uses the make, model, year and VIN number of the vehicle to learn more about the vehicle. Most lenders will accept vehicles less than ten years old.
While you pay down your loan balance, the good news is that the lender allows you to still drive the vehicle. Your car is the security interest for the loan so the lender will ask for the certificate of title. Once the loan is repaid, you will get the title back.
Submit an Application
Apply for your title loan today and be free of the financial burden that you may be experiencing now. The application process as you can see is simple, fast and easy. Do it for your peace of mind.
