Working for the minimum wage of $7.25 in Crowley, Louisiana can be tough. It is especially difficult during those times of the year when your car insurance comes due, you’ve got to buy books for the new semester or you have to pay property taxes. Thankfully, there is a way to get the extra funds you’ll need.
If you own your own vehicle or motorcycle, you could check into title loans in Crowley offered by Louisiana Title Loans. For those of you who aren’t familiar with title loans, these are short-term loans that can come in really handy when your wallets empty and you have unexpected bills or just need a little extra money to complete a project.
They are much easier to get than any of the personal loans from banks and qualifying is a breeze. You won’t have to worry about your credit when applying for one of these loans because we never run credit checks. The main requirements other than owning the vehicle is that you have some sort of income and a clear title. You can apply online and turn over your title as collateral. You’ll have your cash in hand in about 24 hours or less.
How Can Title Loans Crowley Help Me?
Title loans in Louisiana can help people in any income level or walks of life. You might only need one to help out in an emergency, or you might use one to reduce your payments on high interest rate credit cards. The choice is yours to spend the cash any way you see fit. Besides getting the cash, you’ll also enjoy these benefits:
- Qualifying for title loans is simple and fast.
- Borrowers receive their loan money within 24 hours or less when they apply online.
- Convenient online application.
- Credit checks aren’t part of the application process.
- Payment plans that are affordable.
- Low interest rates for lower payments.
- No pre-payment penalties or fees.
- Free application and loan consultation.
What Kind of Qualifications Do I Need for Title Loans Crowley?
Income
You will need some sort of regular income, but we are fairly flexible when it comes to income. So be sure to speak with your loan representative about various options. For example, we frequently qualify using Social Security income, welfare income, unemployment benefits and disability income or retirement funds.
Age Requirements
All applicants must be at least 18 years of age or older. You’ll also need to present a state id card or a driver’s license to verify your age in order to sign a contract.
Vehicle/Title
To qualify for title loans in Lafayette, you need to have a clear title and own the vehicle being used as collateral. Your collateral secures the loan and makes it possible to qualify you without using your credit score. All vehicles must be in running condition.
Each vehicle must also undergo a short inspection just to make sure it runs and meets the requirements for collateral.
What is the Application Process Like?
You’ll just need to complete a short application with the following information:
- Telephone number, zip code and your full name.
- The age of your vehicle, make, model, style and a mileage estimate.
After submitting your app, you’ll receive a loan estimate. One of our loan agents will call you to confirm your interest in title loans in Crowley. You’ll receive answers to your questions and work with the agent to come up with an affordable payment plan.
After your vehicle inspection, you’ll submit the title and read the contract. State regulations require that the cost of the loan, fees, interest rate, payment amount and payment schedule are included in the contract. After signing your contract you’ll receive your funds.
Louisiana Title Loans makes title loans in Crowley simple and affordable.
