Whether you have worked as a professor for the Northwest Louisiana Technical College or as a truck driver in the Minden area, you’ve probably struggled now and then financially. Regardless of how much planning you do, there is always a bill or two that catches you by surprise. Louisiana Title Loans is there to lend financial support when you need it.
If you need just a little cash to catch up on your bills or wipe out some big credit card bills, you may be able to significantly improve your finances by taking out title loans in Minden. Many people are unaware of the great benefits you can receive from this alternative type of loan. Our qualifications are far different from the loans given out by banks, and we don’t even pull credit checks.
So, even if you’ve messed up a couple of times and you have a poor credit score, there is a good chance you would still qualify for one of our loans. You won’t have to make a down payment either. To secure a short-term loan, you only turn over the title to your vehicle. From start to finish the whole loan process only takes about 24 hours.
Before you begin the process, you should check that you meet our loan requirements. All applicants must provide a driver’s license or state id confirming they are at least 18 years of age to qualify for title loans in Minden. You must also be the registered owner of the vehicle and have a clear title.
The loan process starts by filling out a simple loan application form right here on our site. To complete the form you’ll need:
After your application is submitted, you’ll receive a loan estimate based on the information you submitted in the app. To continue the application process, a loan agent will contact you by phone.
During the loan consultation, your agent will speak with you about your income, your budget and the best payment arrangements for your personal situation. You aren’t under any obligation to accept the loan offer, and there are no charges for applying or for the consultation.
Rather than relying on credit scores for qualifying, we use your automobile to secure your loan. It can be a car, motorcycle, SUV, truck or van. The value and the condition of your car are used to determine the amount of your loan payout. Your loan payout is a percentage of the value of your vehicle. Consequently, the more equity in your vehicle the higher loan estimate you will receive.
To ensure your vehicle meets the collateral requirements needed for the loan, you’ll need to bring it to one of our loan stores for a quick inspection. After the inspection, customers will have to submit their paper copy of the title to secure the loan.
To meet the legal title loan requirements in the state of Louisiana, you’ll need to sign a contract informing you of the total loan costs and the interest rate. In addition, the contract will state any additional fees, your payment schedule and minimum payment requirements.
Louisiana Title Loans welcomes the opportunity to provide quick, helpful title loans in Louisiana.