Car Title Loans in Terrytown, Louisiana
If you live in the city of Terrytown, you may be among one of the residents that just cannot get it together financially because of various financial setbacks. Is it that you are behind on your rent or mortgage? Are your utility bills overdue? Do you have outstanding debt that you just need help paying down? Are medical bills adding up to more than you can manage? For whatever reason that you need money to settle financial problems, title loan lenders don’t care. Once you need money and you have a vehicle that you can use as a security interest, then you may be eligible for a title loan. No one knows better than the people who have used title loans to get back into good financial standing and even gotten their credit scores increased and credit rating improved. You have so much more to gain by obtaining a title loan. You don’t have to worry about your existing credit rating since your vehicle is the only collateral. So, if you have bad credit or no credit, you can still apply today!
The City
Terrytown is a city in the state of Louisiana that is census designated. It is located on the Mississippi River’s west bank and is a New Orleans suburban area. As of the year 2010, the U.S. census data indicates that the population had 23,319 residents. Paul Kapelow was the contractor who developed many of the subdivisions. For that reason, the town got its name when Kapelow named it using the first name of his first daughter, Terry. The town has a yearly festival in October known as Gretna Heritage, which celebrates the culture and history of the community. Learn more about Terrytown from the official city website.
Department of Motor Vehicle
- Address: 2150 Westbank Expressway Trail, Harvey, LA 70058
- Phone: 504-361-6222
- Website
Laws Related to Title Loans
The state of Louisiana is governed by the Small Loan Act. Interest rate for loans in the amount of $350 is regulated, but no strict requirement. However, the lender should not rollover the loan, but instead, should allow the borrower to pay the loan and then reapply for another.
Department of Police
- Arthur Lawson – Chief of Police
- Address: 200 5th St, Gretna, LA 70053
- Phone: 504-366-4374
- Website
Consumer Protection
Your rights are important to the law as a consumer. If you feel those rights have been violated in anyway, it is time to file a complaint with your state’s Office of the Attorney General. Your police department is also an available resource for consumers with violated rights.
The Benefits
There are several benefits to obtaining a title loan. The most noticeable benefit is the fact that as long as you pay on your loan once it has been approved, the lender will report your timely payments to the credit reporting agencies. For that reason, it will help to build your credit. Therefore, if you never had good credit or if you had no credit history, a title loan is the perfect solution for you.
What You Need to Apply?
You don’t need much to apply for a title loan. You must make sure that you are at least 18 years or older. To prove this, you must present a driver’s license or valid ID card. One of the most important documents necessary to secure a title loan is the original title of the vehicle. You cannot have any liens on this collateral. It has to be free and clear. You must also be able to provide proof of income in the form of pay stubs, tax return, retirement benefits, unemployment benefits, and disability benefits.
Apply Today
Title loan lenders make it easy to obtain money to take care of financial hardships. No credit check is required and so, it makes the process so much faster. As a matter of fact, within 24 hours, you could have the funds you need. So, take the next step by completing an application today.
